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We’re your local bank that’s got the means and people to make big things happen.

For community. For business. For life.

Personal Checking Accounts

Impressive checking accounts for the day-to-day

From our interest-bearing account, Western Rewards Checking*, to simple hassle-free options, we have the perfect fit when you’re looking to get more from your account. Plus, they’re backed by local bankers in your community.

*Some restrictions do apply. Click here to learn more.

Western Bank Checking Accounts Local Community Bank
Mortgage Company Lubbock, Abilene, Big Spring
Western Home Loans

Competitive mortgages through local lenders

Whether you’re a first-time buyer or looking to refinance, talk to a local lender about our home loan options to make your homeownership dreams a reality. Discover our personalized process that puts you on the path to your next purchase.

Business solutions

We Mean Business

From working capital to a thoughtfully-prepared solution for an acquisition or succession, Western Bank’s team can provide a better solution for your day-to-day operating accounts and competitive rates on your next borrowing need. And it’s all done locally in the quickest way possible.

Business Banking Loans, Checking, Real Estate

Recent insights from our blog

A person's hand placing a small, green house figurine on top of stacked wooden blocks, each marked with a percentage symbol, symbolizing mortgage rates or financing options.MortgageUnderstanding Mortgage Closing Costs: Essential Guide for Homebuyers
May 14, 2024

Understanding Mortgage Closing Costs: Essential Guide for Homebuyers

Buying a home involves more than just paying the purchase price. One significant part of the home buying process is understanding and managing mortgage closing costs. These costs encompass a…
A whimsical image of a man and woman lying back-to-back on a grassy hill, gazing upwards at clouds shaped like various styles of houses. The sky is clear and blue, creating a stark contrast with the white, fluffy cloud houses above them.MortgageAdvantages of Choosing a Local Mortgage Lender
May 8, 2024

Advantages of Choosing a Local Mortgage Lender

In today’s dynamic mortgage environment, homebuyers are presented with various lending options, ranging from big national banks to online mortgage platforms. However, when it comes to making a decision that…
A joyful family moment with a father lifting a laughing toddler in the air while the mother sits nearby, all surrounded by moving boxes, suggesting they are in the process of moving into a new home.Mortgage2024 Mortgage Forecast: What Will Rates Do?
March 4, 2024

2024 Mortgage Forecast: What Will Rates Do?

As we step into 2024, the housing market and mortgage rate forecasts are a hot topic for homeowners and prospective buyers alike. Last year's predictions went awry as mortgage rates…

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