New year! New rate! New opportunities to earn big with
*Western Rewards Checking is a consumer checking account. Western Rewards Checking Annual Percentage Yield (APY) of 4.50% is accurate as of 1/1/2023 for qualifying balances of $0.00 – $50,000.00. Qualifying balances greater than $50,000.00 earn 3.00% APY. Corresponding APY applied on all qualified cycles in which all the following is present: one (1) direct deposit or automatic payment (ACH); twenty (20) debit card transactions; enrollment in electronic statements; and enrollment in online banking. Transfers between accounts do not count as a qualifying transaction. Qualifying accounts will have foreign ATM fees refunded up to $20 per statement cycle. Qualified cycle means a period beginning one business day prior to the first of the current statement cycle through one business day prior to the close of the current statement cycle. If requirements are not met, account balances will earn a reduced interest rate and be charged a $5.00 monthly service charge. Minimum deposit to open is $100. No minimum balance required to earn interest. Fees may reduce earnings on the account. See a Western Bank customer service representative for further information about applicable fees and terms. Rates and terms may change after the account is opened.
Send money, receive and request money
Introducing Zelle®, a fast, safe and easy way to send money in minutes1 to your friends and family, right from the Western Bank mobile app. Zelle makes it easy to send money to or receive money from people you trust—no matter where they bank2.
Find Zelle in your Western Bank mobile app.
You can send money to friends, family and others you trust2. Since money is sent directly from your bank account to another person’s bank account within minutes, it’s important to only send money to people you trust, and always ensure you’ve used the correct email address or U.S. mobile number.
Solid gold. New vertical debit cards are here! Open your account and get yours today.
Western Rewards Checking New
Earn more with Western Rewards Checking
Western Rewards Checking is our interest-bearing personal checking account that lets you earn money on your balance every month when you meet some simple requirements. It’s the perfect option when you’re looking to get more from your account. Plus, it’s free and packed with other great features.
*Some restrictions do apply. Click here to learn more.
We Mean Business
From working capital to a thoughtfully-prepared solution for an acquisition or succession, Western Bank’s team can provide a better solution for your day-to-day operating accounts and competitive rates on your next borrowing need. And it’s all done locally in the quickest way possible.
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1 Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. 2 Must have a bank account in the U.S. to use Zelle. 3 In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already enrolled with Zelle. 4 Mobile carrier fees may apply.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Mastercard® is a registered trademark of Mastercard International Incorporated.