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An impressive and competitive suite of financial services for modern businesses

Western Bank’s business account options are perfect for any business that needs a deposit solution backed by a local relationship. We offer multiple account options and services to meet the needs of local businesses, large and small.

Treasury Customer Resources

Treasury Department: (806) 503-7049

Our Solutions

Business Online Banking

Western Bank is committed to ensuring your business has the tools it needs to meet the demands of keeping up with the fast-paced environment of today. Western Bank Business Online Banking provides a platform to utilize various Treasury products and services.

Cash Management

Western Bank Cash Management provides a platform to assist you from the convenience of your office or home. Cash Management services allow your company to originate ACH payments to pay vendors and/or employees and/or collect from your account receivables. Companies are also able to initiate a domestic wire transfer request from within Online Banking. This allows you a convenient, simple way to send domestic wire transfers.

Remote Deposit Capture

Western Bank Remote Deposit Capture allows a convenient way to make check deposits without leaving the office. Utilizing our business check scanners, companies can scan checks and make deposits from the convenience of their office.

Check Positive Pay

Western Bank offers this anti-fraud tool that helps mitigate check fraud by allowing companies to manage their issued checks to help detect potential check fraud.

Merchant Services

Western Bank offers merchant services with some of the most competitive rates in the processing industry. We understand each business is different, and we can provide merchant services that are the best solution for your type of business.

Liquidity Management

Manage funds and liquidity with CDARS and/or Insured Cash Sweep (ICS). With ICS® or CDARS®, you can access multi-million-dollar FDIC protection on deposits placed in demand deposit accounts, money market deposit accounts, and CDs—all through Western Bank.


How ICS (DDA-MMDA) Works

How CDARS Works

How ICS (DDA) Works

How ICS (MMDA) Works

Deposit placement through CDARS or ICS is subject to the terms, conditions, and disclosures in applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through CDARS or ICS satisfies any restrictions on its deposits. A list identifying IntraFi network banks appears at The depositor may exclude banks from eligibility to receive its funds. IntraFi and ICS are registered service marks, and the IntraFi hexagon and IntraFi logo are service marks, of IntraFi Network LLC.

Our Team

Erica Puentes

Erica Puentes

Vice President
Treasury Management Director

Koby Hamill

Koby Hamill

Treasury Management Specialist

Lorena Muniz

Lorena Muniz

Treasury Management Specialist

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